SaaSpocalypse: AI Won’t Kill Software - It’ll Kill the SaaS Business Model
Building ‘your own’ software with AI to save €20/month isn’t clever - it’s self-inflicted technical debt. The future is paying for outcomes, not tools.
SaaSpocalypse! The death of SaaS!
Markets on fire. Headlines screaming the end of an era.
It’s dramatic. It’s entertaining. It’s also… mostly clickbait.
The story goes like this: a new Claude integration drops, OpenAI ships a feature, and - poof - Software-as-a-Service collapses. Why pay subscriptions if “AI can just build the software for you”?
That logic confuses two very different things:
- How easy it is to generate something
- How hard it is to operate it
The “I’ll just build it myself” trap
The current mantra is: “Why pay €20/month for a task manager when I can ask an LLM to write me a custom app?”
It sounds brilliant. But it skips the part that matters:
Every line of code you own is technical debt you must service.
If you replace a €20/month tool with a homegrown app, you didn’t save €20. You created an asset you now have to:
- maintain
- update
- secure
- debug
- scale
That “free” software costs more than the subscription - in time, attention, and risk.
Code isn’t a diamond. It doesn’t last forever. It’s closer to a living system: if you don’t feed it (maintenance), it decays. And if it decays while your business depends on it, the damage isn’t theoretical.
The bakery paradox (or: how to sabotage yourself)
Let’s make it concrete. Imagine you run a small bakery.
One day you get annoyed with your accountant, so you decide to stop paying and ask AI to build “a simple tool” for bookkeeping, invoicing, tax reports, and end-of-year statements.
Result: you now run a bakery and a tiny accounting software company.
Then you think: “While we’re at it, let’s build our own e-commerce - why pay Shopify?”
Result: you now run a bakery, accounting software, and an e-commerce platform (with security updates, hosting, compliance, and a bug backlog).
Finally you fire the person doing your social posts because AI can generate and auto-publish everywhere.
Result: you’re a baker spending 80% of your week debugging scripts and webhooks instead of baking.
Clearer now?
Automation shouldn’t turn you into the bottleneck of your own company.
SaaS isn’t dying. “Service-as-a-Software” is emerging.
Instead of a bureaucratic techno-nightmare, two more realistic things will happen:
- Core-business automation: companies will use AI to amplify what they already do well. Not to replace every external tool, but to automate the parts that make them distinctive.
- A shift from tools to outcomes: many SaaS businesses will evolve into Service-as-a-Software.
In that model, you don’t pay a monthly fee to use a tool and do the work yourself. You pay to get the result.
Back to the bakery: instead of owning bookkeeping software you must maintain, you buy a service that guarantees “your books are closed, your filings are submitted, your invoices are compliant.”
You’re no longer buying the drill (software). You’re buying the hole in the wall (the outcome).
Less pointless code, more speed
We’re moving from:
- “Buy this tool and learn it”
to:
- “Solve this problem - I don’t care how.”
For founders, that’s great news. You can validate ideas and automate workflows with a fraction of the budget you needed a few years ago.
But it requires discipline:
Build only what makes you unique. Buy or delegate everything else.
The real advantage isn’t “owning the code.” It’s owning the market while everyone else burns cycles maintaining fragile software they never wanted to be responsible for.
So what are you investing in?
Maintaining the past - or shipping the future?
Want help choosing what to automate (and what not to)?
If you’re tired of chasing tools and want automations that move revenue (not headaches), let’s talk.